Glossary · The loan itself
In short
This involves buying land for your business operations, which an SBA 7(a) loan can finance if it's for an owner-occupied business. It's relevant if you plan new construction or expansion.
An SBA 7(a) loan can be used to purchase land, but only if the land will be primarily used for your owner-occupied business. For example, if you're building a new facility, the land cost can be part of the total project. Be prepared to show your intent for business use and potential construction plans.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
Free · No documents · Usually same-day