Glossary · People and paperwork
In short
This is a document signed by your spouse, often waiving any community property rights to collateral pledged for the loan. It ensures the lender's security interest is clear.
If you are married and live in a community property state, or if your spouse has an ownership interest in assets pledged as collateral, your lender will likely require a spousal joinder. This document clarifies that your spouse agrees to the use of joint or community property as collateral for the business loan.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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