Glossary · Doing the deal
In short
This is the lender's process of evaluating your creditworthiness and the business's financial health to determine loan risk. It dictates whether you get approved and on what terms.
During credit underwriting, the lender assesses your personal credit, the business's cash flow (SDE/EBITDA), collateral, and industry risks. You'll provide extensive financial documentation; a strong presentation here is crucial for loan approval and favorable terms.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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