Glossary · The loan itself
In short
A loan partially guaranteed by the Small Business Administration, reducing risk for lenders. This guarantee makes it easier for small businesses to get funding they might not otherwise qualify for.
For an acquisition, an SBA 7(a) loan is often the best way to finance a small business purchase because it offers favorable terms like longer repayment periods and lower down payments. Understand the specific requirements for eligibility and use of proceeds early in your deal.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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