Glossary · People and paperwork
In short
This is a group of senior banking officers responsible for reviewing and approving larger or more complex loan applications. They make the final decision on whether to fund your deal.
After the credit analyst reviews your application, it goes to the credit committee for final approval. This is where the loan's viability and your creditworthiness are formally debated. A strong presentation and clear responses to their questions are crucial for getting funded.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
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