Glossary · Your money in the deal
In short
This refers to the portion of your down payment that originates from bank accounts or assets outside the U.S. These funds face intense scrutiny from lenders due to anti-money laundering regulations.
If your equity injection comes from foreign sources, be prepared for extensive documentation. You'll need to provide a clear paper trail proving the source and legitimate transfer of funds, potentially including multiple years of foreign bank statements and attestations. This process adds significant time and complexity to closing.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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