SBA 7(a) Q&A
Short answer
To verify foreign funds for equity injection, lenders require translated bank statements, proof of fund origin, and compliance with anti-money laundering regulations.
SBA rules require all equity injection funds to be fully verifiable and from acceptable sources. For foreign funds, lenders will require official bank statements (translated into English by a certified translator), documentation showing the legal source of the funds, and adherence to all U.S. anti-money laundering (AML) and 'Know Your Customer' (KYC) regulations.
If you are using $100,000 from an account in a non-U.S. bank, you would provide official, translated bank statements for at least 12 months, proof of how those funds were accumulated (e.g., salary, sale of property), and documentation demonstrating compliance with all relevant financial regulations.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 - Lender and Development Company Loan Programs
SBA Form 1919 - Borrower Information Form
Last checked 2026-06-14. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-14 · SBA sources checked through 2026-06-14. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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