Glossary · People and paperwork
In short
Specific regulations and guidelines set by the SBA that govern the 7(a) loan program. Your deal must comply with these to get approved and funded.
The SBA sets strict program rules, primarily found in 13 CFR Part 120 and SOP 50 10, which lenders must follow for every 7(a) loan. These rules cover everything from borrower eligibility and use of proceeds to collateral requirements and personal guarantees. Your lender ensures compliance, but you should understand the basics, especially around eligibility and equity injection.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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