Glossary · Your money in the deal
In short
This refers to selling personal investments like stocks or mutual funds to fund your equity injection. It's a common way buyers gather the necessary down payment for an SBA loan.
When using investment liquidation for your equity injection, you'll need to provide brokerage statements showing the sale and the funds transferred to your bank account. Ensure the funds are "seasoned" – meaning they've been in your account long enough not to look like a new loan – or clearly document the liquidation process.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
Free · No documents · Usually same-day