Glossary · Your money in the deal
In short
The portion of a business's funding that is at the highest risk, typically the owner's personal investment (equity injection). It's money you stand to lose if the business fails.
For an SBA 7(a) loan, your equity injection serves as your risk capital, demonstrating your commitment to the business. The SBA requires a minimum equity injection, typically 10-15% of total project costs, to ensure you have "skin in the game." Lenders will scrutinize the source and seasoning of these funds.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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