Glossary · The loan itself
In short
This is the set of rules and guidelines the SBA and lenders follow regarding what assets can secure a loan and how they are valued. It dictates what collateral is required for your 7(a) loan.
The SBA requires all available business and personal assets to be pledged as collateral up to the loan amount. Lenders must conduct a collateral analysis and ensure their lien position is perfected. Understand that
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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