Glossary · People and paperwork
In short
A document attached to the loan agreement that outlines additional terms and conditions specific to SBA loans, often including specific covenants or reporting requirements.
Your lender will include an SBA Addendum to the standard loan agreement, detailing specific SBA compliance requirements. This document often reiterates the personal guarantee, collateral provisions, and reporting obligations. Review it thoroughly, as it supersedes conflicting terms in other documents.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day