Glossary · The loan itself
In short
A flexible loan that provides funds for a business's day-to-day operations, such as inventory or payroll. It's often used to bridge gaps in cash flow.
An SBA 7(a) loan can include a working capital component, especially for businesses with seasonal fluctuations or growth plans. This line of credit helps manage immediate cash needs without tying up long-term capital. Ensure your cash flow projections justify the amount requested and that it's used for eligible purposes.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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