Glossary · Reading the business
In short
These are your estimates of how the business will perform financially in the future. Lenders use them to evaluate the viability of your business plan and repayment capacity.
For an acquisition, lenders expect conservative Projections for growth, typically for 1-3 years post-acquisition. These should be clearly justified by your business plan and market analysis, showing how the business will service the new debt load. Don't inflate them; be realistic.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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