Glossary · Doing the deal
In short
E-Tran is the SBA's online system where lenders submit loan applications and receive SBA Loan Authorizations. This is where your lender officially requests the SBA guaranty for your loan.
Your lender will enter all loan details into E-Tran, including borrower information, loan terms, and Use of proceeds. This E-Tran submission generates the SBA Loan Authorization, which dictates the final terms of your loan. Verify all data entered matches your understanding to prevent future issues.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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