Glossary · People and paperwork
In short
Laws designed to prevent criminals from disguising illegally obtained funds as legitimate income. Banks must report suspicious transactions to the government.
As part of the SBA loan process, lenders are required to comply with AML regulations. This means they will conduct thorough due diligence on all parties involved in the transaction to verify identities and the legitimacy of funds. Be prepared to provide extensive documentation regarding the source of your equity injection and personal finances.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
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