Glossary · The loan itself
In short
These are revolving lines of credit designed for specific short-term business needs like seasonal inventory or contract financing. While technically an SBA 7(a) product, they're rarely used for small business acquisitions.
As a buyer, you won't typically encounter CapLines when funding a business purchase. Acquisition loans are usually term loans for a fixed amount, not revolving credit. Focus on the standard 7(a) term loan for your deal.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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