Glossary · The loan itself
In short
The frequency at which the variable interest rate on your SBA loan is adjusted. Common reset periods are monthly, quarterly, or semi-annually.
If your SBA loan has a variable interest rate (e.g., Fixed Spread SOFR + margin), the reset period dictates how often that rate changes. A monthly reset means more frequent payment adjustments, while a quarterly reset offers more stability between changes. Understand your loan's reset period to anticipate changes in your debt service.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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