Glossary · Reading the business
In short
Buying the ground itself, separate from any buildings on it. This is a significant asset that can serve as collateral and impact your occupancy costs.
For an SBA 7(a) loan, if the business owns its land, the purchase of this land will be part of the total project costs. The land will be appraised and serves as valuable collateral for the loan. Confirm zoning and environmental conditions before closing.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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