Glossary · People and paperwork
In short
This is a person born in certain U.S. territories who is not a U.S. citizen, but owes allegiance to the U.S. They are eligible to apply for an SBA 7(a) loan, similar to citizens.
If you or another key principal fall into this category, you meet the SBA's eligibility requirements for ownership. You'll need to provide documentation, such as a U.S. passport that indicates "non-citizen national," to confirm this status during the loan application.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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