Glossary · Your money in the deal
In short
The total value of an individual's or company's assets minus their liabilities. For a buyer, it's a key indicator of personal financial strength and eligibility for an SBA loan.
Your personal financial statement will detail your net worth, which lenders review as part of your overall creditworthiness. A strong personal net worth, along with sufficient liquidity, helps assure the lender you can withstand financial shocks. Ensure your financial statement is accurate and fully supported by documentation.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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