Glossary · The loan itself
In short
This is the primary loan program the Small Business Administration (SBA) offers, providing government-backed loans for small businesses. It's crucial because it's the most common way to finance the acquisition of an existing small business.
The SBA doesn't lend money directly but guarantees a portion of loans made by commercial lenders. This reduces risk for banks, making them more willing to finance small business acquisitions. Understand the eligibility requirements and lender preferences.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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