Glossary · The loan itself
In short
This is the total dollar amount the SBA has guaranteed across all loans to a single borrower or affiliated group. The SBA has a maximum cap on this amount to limit risk.
The SBA limits its total guarantee to any one borrower and its affiliates to $5 million. If you or any affiliated businesses already have SBA loans, ensure your new 7(a) loan, combined with existing ones, doesn't exceed this cap. It's a hard limit that can kill a deal.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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