Glossary · Reading the business
In short
Records on your credit report showing who has requested to review your credit history. These can impact your credit score.
Lenders will pull your personal Credit Reports, and the number of Credit Inquiries is a factor. Too many recent inquiries, especially Hard Inquiries, can signal to lenders that you're seeking a lot of new credit, potentially making you seem riskier. Be mindful of who is pulling your credit during your search.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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