Glossary · The loan itself
In short
Any loan or capital injection used in the deal that does not come from the SBA 7(a) program. This can include Seller notes or conventional loans.
While the 7(a) loan is primary, other financing might be part of the Total project costs. A Seller note is common and often Subordinated debt to the SBA loan. Any Non-SBA financing must meet SBA Standby agreement rules if it's from an Affiliation or the seller.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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