Glossary · Reading the business
In short
An estimate of future costs a business expects to incur, used in financial projections to forecast profitability and cash flow. Accuracy is vital for your business plan.
Your business plan will include detailed financial projections with projected expenses. Lenders will scrutinize these to ensure they are realistic and cover all operational costs, including your new debt service. Underestimate at your peril; it impacts the lender's assessment of your repayment capacity.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
Free · No documents · Usually same-day