Glossary · The loan itself
In short
Certain types of businesses are specifically excluded from receiving SBA loans due to their nature or ethical considerations. You cannot get a 7(a) loan for these.
Before getting too deep into a deal, always check if the target business operates in an Ineligible industry according to SBA rules, such as gambling, pyramid schemes, or passive real estate. This is a hard stop for 7(a) financing, so confirm the NAICS code and business activities early.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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