Glossary · The loan itself
In short
The largest amount of money the SBA will guarantee for a single 7(a) loan. This sets the upper limit for your acquisition financing.
The current maximum for a standard 7(a) loan is $5 million. This limit applies to the SBA's portion of the loan, not necessarily the total loan amount from the bank, though lenders generally stick to this ceiling. If your acquisition requires more, you'll need alternative financing or a larger equity injection.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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