Glossary · The loan itself
In short
This is the total principal sum you borrow from the lender. Buyers need to understand the loan amount to determine the required equity injection and overall financing structure of the deal.
The SBA 7(a) program has a maximum loan amount of $5 million. Your specific loan amount will be based on the total project costs, less your equity injection and any seller note. Ensure the loan amount covers all necessary acquisition and working capital needs.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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