Glossary · People and paperwork
In short
A legal contract between the business owner(s) and investors, detailing the terms of the investment, ownership stakes, rights, and responsibilities. It clarifies the relationship and expectations.
If you're bringing in outside investors for your equity injection, an investor agreement is essential. This document will be reviewed by the SBA lender to ensure compliance with SBA rules regarding control and capital structure. Make sure it aligns with SBA standby requirements if investor debt is involved.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
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