Glossary · The loan itself
In short
This refers to any outstanding loan guaranteed by the Small Business Administration. Your new 7(a) acquisition loan will add to your total SBA debt.
When applying for a new 7(a) loan, the SBA aggregates all existing SBA debt associated with you and your affiliates. There's a maximum total SBA debt you can have across all businesses. This cumulative debt check is a critical part of eligibility, so be transparent about any existing SBA loans.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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