Glossary · The loan itself
In short
The maximum total amount of SBA loan debt a single borrower or affiliated group can have outstanding. This applies across all SBA programs, not just a single loan.
The SBA has a hard cap of $5 million per borrower (or affiliated group) for 7(a) loans. If you already have existing SBA debt, or if you're acquiring a business that does, factor this into your total financing strategy. It can limit the amount you are eligible to borrow for the acquisition.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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