Glossary · Reading the business
In short
These are intangible assets like patents, trademarks, copyrights, and trade secrets that give a business exclusive rights or competitive advantages. They can be crucial to a business's value and future earnings.
During due diligence, identify and verify all significant intellectual property (IP) assets. Understand who owns them, if they are properly protected (registered), and if any licenses or royalties are involved. IP can be valuable collateral for an SBA loan, but its valuation can be complex. Ensure the purchase agreement includes a clear transfer of all relevant IP.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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