Glossary · The loan itself
In short
This occurs when individuals or businesses are so closely aligned that they're considered to have a shared economic interest, even without direct ownership. It's an SBA affiliation rule.
The SBA scrutinizes common investments, contractual relationships, or familial ties that create an "identity of interest." If multiple businesses are deemed affiliated, their revenues are combined for size standard purposes. This could make your target business ineligible.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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