Glossary · The loan itself
In short
To "season" funds means to hold them in a bank account for a period (typically 60-90 days) to prove they are truly yours and not newly acquired debt.
For your equity injection, the SBA often requires funds to be "seasoned" to demonstrate they are not borrowed or round-tripped. Provide bank statements showing the funds have been in your account for the required duration. Unseasoned funds may require additional documentation or be deemed ineligible.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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