Glossary · People and paperwork
In short
These are the detailed instructions and rules that lenders must follow when originating, underwriting, closing, servicing, and liquidating SBA 7(a) loans. They dictate how your loan application is processed and approved.
Your lender must strictly adhere to the SBA SOPs throughout your loan process. Understanding key sections, especially those related to eligibility, equity injection, and use of proceeds, can help you anticipate lender requirements and avoid delays. If something feels off, refer to the SOP.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
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