Glossary · Reading the business
In short
These are the core documents showing a business's financial health, like the P&L and Balance Sheet. You need them to understand performance and value the business.
Lenders will scrutinize several years of historical Financials to assess the business's cash flow and repayment capacity. During due diligence, reconcile these with tax returns and bank statements to ensure accuracy.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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