Glossary · Reading the business
In short
These are products fully manufactured and ready for sale. It's a key asset for businesses that produce tangible goods.
In an asset purchase, finished goods inventory is usually included in the purchase price and becomes your asset. Lenders will often take a lien on this inventory as part of the loan collateral. You'll need to understand its true value, turnover rate, and how it impacts working capital.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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