Glossary · Your money in the deal
In short
This is an ownership share in the business that is less than 50%, meaning you don't have controlling interest. For SBA loans, it typically refers to the portion of equity injection that isn't from the primary borrower.
If you have partners, or if the seller retains a small portion of equity post-acquisition, these are minority equity stakes. The SBA scrutinizes all equity injections to ensure they are from eligible sources. Any minority owners must also meet SBA eligibility requirements and may need to personally guarantee the loan if they own 20% or more.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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