SBA lending record

JAY FOODS LLC

850 Colusa Ave, Yuba Cita, CA 95991 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.0M

Total SBA financing

Loan on record

FY2025

On record

Jobs supported

Franchise brand

Subway

See Subway's SBA financing data — typical deal, failure rate, and how its loans perform →

● business · ● lender — business location is the ZIP-area centroid from the public record

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The loan

$1,014,000 — FY2025

Gross approval: $1,014,000
SBA guaranteed: $760,500 (75%)
Status: Current
Rate at approval: 9.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 8/8/2025
First disbursement: 8/27/2025
Days to fund: 19 days
Collateral: Required
Sold on secondary market: Yes

The lender

Celtic Bank Corporation

1 loan to this business

Total assets: $4965.3B
Deposits: $3560.0B
Loans outstanding: $4068.3B
Net income: $40.1B
Return on assets: 3.2905298677485337%
Return on equity: 18.48%
Total equity: $886.6B
Offices: 1
Founded: 03/0
Headquarters: 268 S State St, Salt Lake City, UT, 84111
FDIC cert: 57056
Website

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DealRoom listing built from public SBA 7(a) lending records and FDIC BankFind. Figures are as reported; verify before relying on them. Not affiliated with JAY FOODS LLC.