SBA lending record
M & S Contracting, LLC
3552 Highway 82, Billingsley, AL 36006 · Industrial Building Construction. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$790K
Total SBA financing
1
Loan on record
FY2025
On record
26
Jobs supported
● business · ● lender — business location is the ZIP-area centroid from the public record
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The loan
$790,000 — FY2025
- Gross approval
- $790,000
- SBA guaranteed
- $592,500 (75%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 120 mo (10 yr)
- Program
- 7a General
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 6/24/2025
- First disbursement
- 7/23/2025
- Days to fund
- 29 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
The lender
River Bank and Trust
1 loan to this business- Total assets
- $3915.2B
- Deposits
- $3451.6B
- Loans outstanding
- $2713.0B
- Net income
- $14.6B
- Return on assets
- 1.5211510728601867%
- Return on equity
- 17.19%
- Total equity
- $342.4B
- Offices
- 25
- Founded
- 04/0
- Headquarters
- 2611 Legends Dr, Prattville, AL, 36066
- FDIC cert
- 58255
- Website
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DealRoom listing built from public SBA 7(a) lending records and FDIC BankFind. Figures are as reported; verify before relying on them. Not affiliated with M & S Contracting, LLC.