SBA lending record
OWAVES, INC.
111 C ST, STE 340, Encinitas, CA 92024 · Outpatient Mental Health and Substance Abuse Centers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$150K
Total SBA financing
1
Loan on record
FY2025
On record
6
Jobs supported
Is OWAVES, INC. your business?
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The loan
$150,000 — FY2025
- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 11% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/25/2025
- First disbursement
- 4/7/2025
- Days to fund
- 13 days
- Collateral
- Required
- Jobs supported
- 6
- Business type
The lender
Zions Bank, A Division of
1 loan to this business- Total assets
- $87956.9B
- Deposits
- $76926.2B
- Loans outstanding
- $60707.0B
- Net income
- $232.9B
- Return on assets
- 1.0531175952775047%
- Return on equity
- 12.87%
- Total equity
- $7295.5B
- Offices
- 414
- Founded
- 07/0
- Headquarters
- 1 S Main St, Salt Lake City, UT, 84133
- FDIC cert
- 2270
- Website
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DealRoom listing built from public SBA 7(a) lending records and FDIC BankFind. Figures are as reported; verify before relying on them. Not affiliated with OWAVES, INC..