SBA lending record
Waxing Poetic
1010 CINDY LN STE 12, Carpinteria, CA 93013 · Jewelry, Watch, Precious Stone, and Precious Metal Merchant . The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$150K
Total SBA financing
1
Loan on record
FY2025
On record
—
Jobs supported
● business · ● lender — business location is the ZIP-area centroid from the public record
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The loan
$150,000 — FY2025
- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 12.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/26/2025
- First disbursement
- 3/27/2025
- Days to fund
- 1 days
- Collateral
- None
- Sold on secondary market
- Yes
The lender
BayFirst National Bank
1 loan to this business- Total assets
- $1194.7B
- Deposits
- $1086.3B
- Loans outstanding
- $909.8B
- Net income
- $-5.5B
- Return on assets
- -1.750869941447868%
- Return on equity
- -24.07%
- Total equity
- $87.9B
- Offices
- 12
- Founded
- 02/1
- Headquarters
- 700 Central Ave, Saint Petersburg, FL, 33701
- FDIC cert
- 34997
- Website
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DealRoom listing built from public SBA 7(a) lending records and FDIC BankFind. Figures are as reported; verify before relying on them. Not affiliated with Waxing Poetic.