1-800-PLUMBER, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
27 deals since 2020 · typical deal $150K · 12.5% failure rate
27
Deals since 2020
$150K
Typical deal
8
Deals since FY2025
12.5%
Failure rate (FY20–23)
12.5% of 1-800-PLUMBER's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for 1-800-PLUMBER
Most 1-800-PLUMBER deals financed between $150K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- PALM COAST VENTURES LLC dba 1-800-PLUMBER +AIR OF WEST PALM BEACH in West Palm Beach, FL — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable