Arby's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0130)
20 deals since 2020 · typical deal $860K
20
Deals since 2020
$860K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
Arby's has 20 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Arby's
Most Arby's deals financed between $500K and $1.21M. Above $1.21M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $11,246
- Down payment (10%)
- $96K
- Cash to close (all-in)
- $131K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$131K)
Experience
Recent financings
- Kang Foods LLC in Oroville, CA — $500K (2026) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval