How much does a Arcimoto cost to buy or open?

The typical deal for Arcimoto is $250K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is Arcimoto?

Arcimoto has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Arcimoto with an SBA loan?

Yes — Arcimoto has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Arcimoto, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4789)

1 deals since 2020 · typical deal $250K

Deals since 2020

$250K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Arcimoto has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Arcimoto

Most Arcimoto deals financed between $250K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$250K

Monthly payment (10-yr): $3,696
Down payment (10%): $28K
Cash to close (all-in): $37K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$37K)

Experience

Recent financings

JT Group Enterprises LLC in Valrico, FL — $250K (2021) · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term

Arcimoto, by the numbers

Recent financings

Who funds Arcimoto — and where

Common questions

How much does a Arcimoto cost to buy or open?

How risky is Arcimoto?

Can I finance a Arcimoto with an SBA loan?

AI summary