Arctic Circle, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2104)
2 deals since 2020 · typical deal $574K
2
Deals since 2020
$574K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
Arctic Circle has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Arctic Circle
Most Arctic Circle deals financed between $160K and $574K. Above $574K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $7,509
- Down payment (10%)
- $64K
- Cash to close (all-in)
- $85K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$85K)
Experience
Recent financings
- Sun Ridge Builders Inc. in Woodburn, OR — $574K (2020) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term