How much does a Barrio cost to buy or open?

The typical deal for Barrio is $425K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.

Barrio has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Barrio with an SBA loan?

Yes — Barrio has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Barrio, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7561)

4 deals since 2020 · typical deal $425K

Deals since 2020

$425K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Barrio has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Barrio

Most Barrio deals financed between $50K and $603K. Above $603K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$425K

Monthly payment (10-yr): $5,558
Down payment (10%): $47K
Cash to close (all-in): $63K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$63K)

Experience

Recent financings

Rudra Bhairav LLC in Bear, DE — $425K (2026) · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
9% variable
Term

Barrio, by the numbers

Recent financings

Who funds Barrio — and where

Common questions

How much does a Barrio cost to buy or open?

How risky is Barrio?

Can I finance a Barrio with an SBA loan?

AI summary