How risky is Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc?

Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc cost to buy or open?

The typical deal for Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc is $2.5M across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $273K of buyer cash on a typical deal.

Q: Can I finance a Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc with an SBA loan?

Yes — Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

Jefferson Gas and Mart in Temecula, CA — $5.0M (2026) · US Metro Bank

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 54 days
Approved: 11/17/2025
First disbursed: 1/10/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 12
Business age: New Business or 2 years or less
Industry: Gasoline Stations with Convenience Stores

Funded by US Metro Bank · Lender record →

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KNS Bayarea LLC in Houston, TX — $1.5M (2023) · Preferred Bank

Program: 7a General
Rate at approval: 7.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 20 days
Approved: 11/30/2022
First disbursed: 12/20/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

110 AS Investment LLC in Texas City, TX — $1.2M (2023) · purchase · The MINT National Bank

Program: Preferred Lenders Program
Rate at approval: 8% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $873K (75%)
Approval → funding: 37 days
Approved: 10/31/2022
First disbursed: 12/7/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Super Mart Inc in Grass Valley, CA — $2.6M (2022) · purchase · US Metro Bank

Program: Preferred Lenders Program
Rate at approval: 4.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.0M (75%)
Approval → funding: 24 days
Approved: 3/7/2022
First disbursed: 3/31/2022
Loan status: Paid in full (2/28/2026)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Century Holding Investment LLC in Texas City, TX — $2.5M (2021) · Home Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.2M (90%)
Approval → funding: 2 days
Approved: 7/29/2021
First disbursed: 7/31/2021
Loan status: Paid in full (10/31/2024)
Loan type: Term loan
Collateral: Required
Business type: Partnership
Secondary market

AHSAN BUSINESS LLC in Channelview, TX — $2.0M (2021) · Metro City Bank

Program: Preferred Lenders Program
Rate at approval: 4.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.8M (90%)
Approval → funding: 54 days
Approved: 9/2/2021
First disbursed: 10/26/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc, by the numbers

Recent financings

Who funds Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc — and where

Common questions

How much does a Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc cost to buy or open?

How risky is Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc?

Can I finance a Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc with an SBA loan?

AI summary