Carl's Jr., by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0348)
4 deals since 2020 · typical deal $1.7M
4
Deals since 2020
$1.7M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
Carl's Jr. has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Carl's Jr.
Most Carl's Jr. deals financed between $938K and $5.00M. Above $5.00M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $22,687
- Down payment (10%)
- $193K
- Cash to close (all-in)
- $265K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$265K)
Experience
Recent financings
- American Restaurants and Coffee, Inc. in Needles, CA — $820K (2026) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term